What do I do? I focus on protecting the lifestyles & homes of individuals and families of North Georgia.

What is the advantage of Denson Insurance Agency powered by Norton?  We are a professional insurance agency that can put our 90+ years of experience to work for you by assessing your insurance needs and then shopping the coverages with our 200+ insurance carriers.  Let us do the work for you.

Your home is a significant investment, and protecting it deserves thoughtful attention.  It is important to understand what is and is not covered by your insurance policy.  I can help by reviewing your insurance needs and offering coverages to meet those needs.

Today, cars are an indispensable part of everyday life.  The more we’re on the go, the more important auto insurance becomes.  Adequate car insurance is just as much a necessity as having a car.  Understanding auto insurance can be complicated – especially considering not everyone needs the same coverages.  The time to prepare for a claim is before it happens by taking time to discuss your needs and lifestyle with an insurance professional.  I can help with that.

A personal umbrella policy provides Personal Liability protection that extends coverage well above the limits of your other policies. It provides broad coverage designed to protect your personal assets and lifestyle from unexpected expenses, such a bodily injury and property damage lawsuits.

As a landlord leasing out your investment property, you have a lot of responsibilities.  Finding the right occupants, maintaining the property; the list goes on and on.  You also have the additional risk that comes along with the property and tenants.  Rental dwellings are not covered by homeowners insurance and there is also a difference in insuring long term rental exposure versus short term rental exposure.  Rental property insurance protects your property from damage and from losing income.  It also protects you from additional liability exposure.

Many people are not aware that coverage for a flood is specifically excluded from your homeowner’s policy.  Whether you live in a designated flood zone or not, flood coverage for your home is valuable.

Boats; RV’s; ATV’s; Motorcycles; Golf Carts.

Owning these “toys” requires unique coverages and each brings additional exposures that create potential liability issues.  It is important to make sure that the “toy” is insured against not only physical damage, theft, and vandalism but also that the liability exposure it creates is adequately covered.  Review the situation with us.

If you would like to get a competitive quote on your Personal Lines insurance, complete the quote request form below.

 

 

Chris Kemp
Partner/Agent
Denson Insurance Agency
Powered By Norton Mountain Insurance
150 North Main Street
Jasper, GA. 30143
nortonmountaininsurance.com
678-835-1130
ckemp@nortoninsurance.com

Chris Kemp is an Insurance professional with over 22 years of experience focusing on protecting the assets and lifestyles of individuals and families, as well as advising and protecting businesses. He is a Veteran and was a Captain in the United States Army. Chris is a Member of the UNG Alumni Council, a Member of North Georgia Veterans, and Recipient of The Insurance Commissioner’s “Build A Better Georgia” Award. Chris and his wife Shannon grew up in north metro Atlanta and other than serving in the military for six years, they have been residents of North Georgia and involved in their community.